Terms and Conditions

Last updated: December 27, 2025

Company Information

Company: Luminary

Address: 123 Collins Street, Level 35, Melbourne VIC 3000, Australia

Phone: +61 3 9654 2817

Email: info@lumi-nary.com

Legal Agreement and Binding Nature

These Terms and Conditions constitute a legally binding agreement between you and Luminary. By accessing or using our website or services, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with any part of these Terms and Conditions, you must discontinue use of our website and services immediately. Your continued use constitutes ongoing acceptance of these terms and any subsequent modifications.

User Obligations and Responsibilities

1. Legal Compliance

You agree to comply with all applicable federal, state, local, and international laws and regulations when using our website and services. This includes, but is not limited to:

  • Data protection and privacy laws applicable in your jurisdiction
  • Intellectual property and copyright laws
  • Commercial and trade regulations
  • Anti-spam and electronic communications laws

2. Prohibited Conduct

You specifically agree not to engage in any of the following prohibited activities:

Unauthorized Access and Security Violations

Attempting to access, probe, or test the vulnerability of our systems or networks, or breach security or authentication measures without proper authorization.

Interference and Disruption

Interfering with or disrupting the integrity or performance of our website, services, or the data contained therein.

Fraudulent Activities

Engaging in any fraudulent, deceptive, or misleading activities, including impersonation of any person or entity.

Harmful Content and Malware

Transmitting any viruses, worms, defects, Trojan horses, malware, or any items of a destructive nature.

Intellectual Property Violations

Violating any intellectual property rights, including copyrights, trademarks, patents, or trade secrets.

3. Age Requirements

Our services are intended for individuals who are at least 18 years of age or the age of majority in their jurisdiction. By using our services, you represent and warrant that you meet these age requirements.

4. Accuracy of Information

You agree to provide accurate, current, and complete information when communicating with us or using our services. You are responsible for maintaining the accuracy of this information and updating it as necessary.

5. Indemnification

You agree to indemnify, defend, and hold harmless Luminary, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of our services, your violation of these Terms and Conditions, or your violation of any rights of another party.

Disclaimers and Warranties

1. Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Implied warranties of merchantability and fitness for a particular purpose
  • Warranties regarding accuracy, completeness, or reliability of content
  • Warranties that the services will be uninterrupted, timely, secure, or error-free
  • Warranties regarding the results that may be obtained from use of the services

2. No Professional Advice

Information provided on our website is for general informational purposes only and should not be construed as professional advice. We recommend consulting with appropriate professionals for specific advice tailored to your situation.

3. Third-Party Content

We make no representations or warranties regarding any third-party content, websites, or services referenced or linked from our website. Your use of third-party services is at your own risk and subject to their respective terms and conditions.

Limitation of Liability

IMPORTANT NOTICE: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LUMINARY, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY:

1. Consequential Damages

Indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses.

2. Service Interruptions

Damages resulting from unauthorized access to or alteration of your transmissions or data, interruptions or cessation of transmission to or from our services.

3. Third-Party Actions

Damages arising from any statements, conduct, or other actions of third parties on or through our services.

4. Content and Information

Damages resulting from any content obtained through our services, including errors, omissions, or inaccuracies in such content.

5. Maximum Liability Cap

In any case, our total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you, if any, for accessing our services during the twelve months prior to the claim.

These limitations apply whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms and Conditions where such failure or delay results from circumstances beyond our reasonable control, including but not limited to:

Acts of God, natural disasters, or severe weather events

War, terrorism, riots, or civil unrest

Government actions, laws, or regulations

Internet or telecommunications failures

Power failures or equipment malfunctions

Pandemics, epidemics, or health emergencies

Governing Law and Dispute Resolution

1. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Victoria, Australia, without giving effect to any principles of conflicts of law.

2. Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts located in Melbourne, Victoria, Australia for the resolution of any disputes arising out of or relating to these Terms and Conditions or your use of our services.

3. Dispute Resolution Process

Before initiating formal legal proceedings, parties agree to attempt to resolve disputes through the following process:

1

Initial Contact

Notify us in writing of the dispute, providing detailed information about the issue

2

Good Faith Negotiation

Engage in good faith negotiations to resolve the dispute within 30 days

3

Formal Proceedings

If unresolved, pursue formal legal proceedings in accordance with the jurisdiction clause

Severability and Waiver

Severability

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its intent. If modification is not possible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision. No waiver shall be effective unless made in writing and signed by an authorized representative of Luminary.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices or agreements posted on our website, constitute the entire agreement between you and Luminary regarding the use of our services, superseding any prior agreements or understandings.

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will become effective immediately upon posting to our website, as indicated by the "Last updated" date at the top of this page.

Your continued use of our website or services following the posting of changes constitutes your acceptance of such modifications. We recommend reviewing these Terms and Conditions periodically to stay informed of any updates.

Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us:

Email: info@lumi-nary.com

Phone: +61 3 9654 2817

Address: 123 Collins Street, Level 35, Melbourne VIC 3000, Australia